Surplus Cashflow Review (Updated): Is Spencer J Vann Legit?

You’ve probably seen Spencer Vann’s latest ad where he talks about this new side business he wants to share with you. So if you’re tired of the ups and downs with real estate and stocks, and want something recession proof, here’s what you need to know. People all across the nation are losing their jobs and investments are going down the drain. But Spencer and his company are somehow doing better than ever. How can this be? Scroll down for my full Surplus Cash Flow review.

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“My company partners with people like you,” Spencer pitches, “to provide a fully recession-proof passive income by leveraging a little-known, hundred billion dollar industry called surplus funds. Which is essentially the simplest business model on the planet. In fact, it’s so simple that you don’t have to purchase or manage inventory, run or pay for advertising, create a website, and you’re not even reliant on platforms like Amazon, Walmart, or Shopify. And you don’t have to sell anything at all.”

“Because we’re just giving away money. Which is what makes it 100% recession-proof. Again, all possible thanks to what we call surplus funds. Which is just reuniting people with lost money and taking a finder’s fee. Let’s say State Farm Insurance owes John Smith $24,000 as part of a settlement. But, for whatever reason, they can’t find John. Maybe he moved. His phone number changed. Something. So when this happens, the government steps in to temporarily hold the money.”

“But the problem is, the government’s not in the business of telling people that they’re owed money. And that’s how billions and billions of dollars get stuck at government offices across the nation. And all we do is reunite that lost money with its rightful owner, and we can collect a four-, five-, or even six-figure check for doing so. And if you think it’s saturated, roughly one in ten Americans right now are owed money. People you know. Kevin Hart, Elon Musk, heck, even my own grandma was owed money.”

Wait…so you’re telling me no one can actually locate 2 of the most famous people on the planet? Why aren’t I surprised? Anyway, if you decide to partner up with Spencer, you’ll go out with his team and find people that are owed money, you’ll connect with them, show them what they’re owed, then make a deal for you to go out and track it down for them for a cut of the deal. Ok….and?

Spencer J Vann Review

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The next step would be Spencer getting busy hiring and vetting acquisition specialists…which is just a fancy way of saying someone who’s cold calling poor people and telling them people owe them money. Here’s what that call might actually look like: “No, really, Barbara, I’m trying to hand you money. I swear. This is totally legit. The catch? Oh, well, about that. Alls I’m asking for is a measly $10,000. So… we got a deal or what?” I mean, I don’t know about you…but I’m not trying to call people and seem scammy. Also why wouldn’t Barbara just respond to me or you saying “Thanks for letting me know. I’ll call ’em myself and keep the entire amount. Now eff off.”

Don’t get me wrong. I’ve seen the checks. It’s not like this industry doesn’t exist or nobody’s ever made money in it. It’s just, wow, I can’t imagine how long it would take to put a deal together. And sure, that’s why Surplus Cashflow exists. To remove you from the grunt work. No clue what it costs, but if it’s truly hands-free and you can get a decent return on your money? Without waiting forever? Hey, what’s not to like? But that’s my main concern here. Like, what type of ROI we talkin’? In what time frame? And is Spencer willing to guarantee it? If not, hard pass. Like, harder than grandpappy’s peanut brittle hard.

Now look, I’m not saying that this IS A SCAM or anything like that. It’s not like the industry doesn’t exist. It does. I just think it’s gonna take a crap ton of time to put deals like this together. And sure, Surplus Cashflow exists so you don’t have to do the grunt work, but still that’s a lot of wasted time in my opinion. I couldn’t find out how much it costs, but I’m assuming if it’s truly hands-free that you should get a decent ROI right? How long would you have to wait for you cut? Is there any guarantee Spencer Vann offers? If not I’d have to pass…and given the lack of information on key details…I will pass on recommending this.

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John Reed: As a fellow patriot who’s disillusioned with the 9-5 “American Dream”, I’ve grown to loathe the self-help and “guru” industry.
And here’s what pisses me off about the industry.